Have you considered an IVA? An Individual Voluntary Arrangement can protect your assets, restructure your personal debt & help you avoid bankruptcy. The main advantages of an IVA are: ⚫ Avoid personal bankruptcy ⚫Retain control of your home ⚫ Consolidate your payments to one manageable monthly sum We specialise in helping you overcome problems with personal debt — allowing you to move on with your life without the weight of the world on your shoulders. We offer free advice to anybody who is struggling to make ends meet, so get in touch today for a free, no-obligation consultation. www.leading.uk.com/contact/